:root{
  --cobalt:#25339a; --cobalt-d:#162070; --ink:#14203f; --text:#2a3350; --muted:#5a6483;
  --gold:#a8791f; --gold-l:#e3c27a;
  --sand:#f7f2e8; --glass:#dcebe6; --paper:#fffdf9; --line:rgba(20,32,63,.14);
  --disp:'Fraunces',Georgia,serif; --body:'Figtree',system-ui,-apple-system,'Segoe UI',sans-serif;
}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{font-family:var(--body);color:var(--text);background:var(--paper);font-size:1.05rem;line-height:1.7;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto}
h1,h2,h3,h4{font-family:var(--disp);color:var(--ink);line-height:1.12;font-weight:600}
a{color:var(--cobalt)}
a:hover{color:var(--gold)}
.kicker{font-weight:700;font-size:.82rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin-bottom:.6rem}
.kicker.light{color:var(--gold-l)}

/* utility bar */
.util-bar{background:var(--cobalt-d);color:#fff;font-size:.88rem;padding:.4rem 0}
.util-bar i{color:var(--gold-l);margin-right:.35rem}
.util-phone{color:#fff;text-decoration:none;font-weight:600}
.util-phone:hover{color:var(--gold-l)}

/* nav */
.site-nav{background:rgba(255,253,249,.97);border-bottom:1px solid var(--line);padding:.55rem 0}
.navbar-brand{font-family:var(--disp);font-weight:600;font-size:1.35rem;color:var(--cobalt)!important;letter-spacing:.005em}
.navbar-brand em{font-weight:400}
.site-nav .nav-link{color:var(--ink);font-weight:600;font-size:.92rem;padding:.5rem .6rem}
.site-nav .nav-link:hover{color:var(--gold)}
.site-nav .nav-cta{background:var(--cobalt);color:#fff!important;border-radius:999px;padding:.5rem 1.05rem;margin-left:.4rem}
.site-nav .nav-cta:hover{background:var(--gold)}
@media (max-width:1199.98px){.site-nav .nav-cta{display:inline-block;margin:.5rem 0 .25rem}}

/* hero — compact, curved bottom, navy wash */
.hero{position:relative;min-height:min(82vh,820px);display:flex;align-items:center;
  background:url('img/hero.webp') center 62%/cover no-repeat;
  clip-path:ellipse(120% 100% at 50% 0%);padding:4rem 0 6rem;margin-bottom:-2rem}
.hero-wash{position:absolute;inset:0;
  background:
    radial-gradient(ellipse 75% 65% at 50% 48%, rgba(0,0,0,.35) 0%, rgba(0,0,0,.04) 100%),
    linear-gradient(to bottom, rgba(0,0,0,.30) 0%, rgba(0,0,0,.10) 45%, rgba(0,0,0,.45) 100%),
    rgba(22,32,112,.16)}
.hero-inner{position:relative;z-index:1;display:flex;justify-content:center}
.hero-content{max-width:780px;text-align:center;color:#fff;padding:2rem 1.75rem;border-radius:18px;
  background:rgba(0,0,0,.20);backdrop-filter:blur(3px);-webkit-backdrop-filter:blur(3px)}
.hero-eyebrow{font-weight:700;letter-spacing:.2em;text-transform:uppercase;font-size:.85rem;margin-bottom:.8rem;
  text-shadow:0 0 3px rgba(0,0,0,1),0 1px 12px rgba(0,0,0,.95),0 0 30px rgba(0,0,0,.8)}
.hero-title{text-wrap:balance;color:#fff;font-size:clamp(2.1rem,5.4vw,3.9rem);font-weight:700;margin-bottom:1rem;
  text-shadow:0 0 4px rgba(0,0,0,1),0 2px 20px rgba(0,0,0,.95),0 0 60px rgba(0,0,0,.8)}
.hero-subtitle{font-size:clamp(1rem,2vw,1.2rem);margin-bottom:.75rem;
  text-shadow:0 0 3px rgba(0,0,0,1),0 2px 16px rgba(0,0,0,.95),0 0 40px rgba(0,0,0,.85)}
.hero-tagline{font-family:var(--disp);font-style:italic;font-size:1.3rem;margin-bottom:1.4rem;
  text-shadow:0 0 3px rgba(0,0,0,1),0 1px 12px rgba(0,0,0,.95),0 0 30px rgba(0,0,0,.9)}
.hero-actions{display:flex;flex-wrap:wrap;gap:.75rem;justify-content:center}
.btn-wfw{background:var(--gold-l);color:var(--ink);font-weight:700;border-radius:999px;padding:.7rem 1.5rem;border:2px solid var(--gold-l)}
.btn-wfw:hover{background:#fff;border-color:#fff;color:var(--cobalt)}
.btn-wfw-ghost{background:transparent;color:#fff;font-weight:700;border-radius:999px;padding:.7rem 1.5rem;border:2px solid #fff}
.btn-wfw-ghost:hover{background:#fff;color:var(--cobalt)}

/* coverage strip */
.strip{background:var(--glass);position:relative;z-index:2;border-bottom:1px solid var(--line)}
.strip-cell{display:flex;align-items:center;justify-content:center;gap:.75rem;padding:1.25rem 1rem;font-weight:600;color:var(--ink);text-align:left}
.strip-cell i{font-size:1.5rem;color:var(--cobalt);flex:none}
@media (min-width:768px){.strip-cell+.strip-cell{border-left:1px solid var(--line)}}
@media (max-width:767.98px){.strip-cell+.strip-cell{border-top:1px solid var(--line)}}

/* sections */
.section{padding:clamp(3.5rem,8vw,6.5rem) 0}
.section-head{margin-bottom:2.5rem}
.section-head h2,.staff h2,.privacy h2{font-size:clamp(1.9rem,4vw,2.9rem)}

/* overview cards */
.svc{display:block;height:100%;text-decoration:none;color:var(--text);background:var(--sand);border-radius:20px;padding:1.75rem 1.75rem 1.9rem;
  border:1px solid var(--line);transition:transform .2s,box-shadow .2s}
.svc:hover{transform:translateY(-4px);box-shadow:0 14px 30px rgba(20,32,63,.12);color:var(--text)}
.svc-num{font-family:var(--disp);font-size:2.6rem;font-weight:700;line-height:1;color:transparent;-webkit-text-stroke:1.5px var(--cobalt);display:block;margin-bottom:.6rem}
.svc h3{font-size:1.4rem;margin-bottom:.5rem}
.svc p{margin:0;font-size:.98rem}

/* service sections */
.tone-sand{background:var(--sand)}
.tone-glass{background:var(--glass)}
.tone-paper{background:var(--paper)}
.svc-section{border-top:1px solid var(--line)}
.side-sticky{position:sticky;top:100px}
.big-num{display:block;font-family:var(--disp);font-weight:700;font-size:clamp(5rem,12vw,8.5rem);line-height:.9;color:transparent;
  -webkit-text-stroke:2px var(--cobalt);margin-bottom:.6rem}
.svc-section h2{font-size:clamp(1.9rem,3.6vw,2.6rem);margin-bottom:.8rem}
.lead-in{font-family:var(--disp);font-style:italic;font-size:1.2rem;color:var(--muted)}
.sub{font-size:1.35rem;margin:2rem 0 .7rem;color:var(--cobalt)}
.sub:first-child{margin-top:0}
.fact-list{padding-left:0;list-style:none;counter-reset:f}
.fact-list li{counter-increment:f;position:relative;padding:.9rem 0 .9rem 3rem;border-bottom:1px solid var(--line)}
.fact-list li::before{content:counter(f);position:absolute;left:0;top:.85rem;width:2rem;height:2rem;border-radius:50%;
  background:var(--cobalt);color:#fff;font-weight:700;font-size:.85rem;display:flex;align-items:center;justify-content:center}
.tag-list{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:.5rem;margin-bottom:1.2rem}
.tag-list li{background:var(--glass);border:1px solid var(--line);border-radius:999px;padding:.3rem .9rem;font-size:.95rem;font-weight:500;color:var(--ink)}
.tone-glass .tag-list li{background:var(--paper)}
.source-note{font-size:.92rem;color:var(--muted);font-style:italic}
.open-note{margin-top:1.75rem;padding:1rem 1.25rem;border-left:4px solid var(--gold);background:var(--sand);font-weight:600;color:var(--ink)}
.open-note i{color:var(--gold);margin-right:.4rem}

/* accordion */
.wfw-acc .accordion-item{border:1px solid var(--line);border-radius:14px!important;margin-bottom:.6rem;overflow:hidden;background:var(--paper)}
.wfw-acc .accordion-button{font-family:var(--disp);font-weight:600;font-size:1.08rem;color:var(--ink);background:var(--paper);box-shadow:none}
.wfw-acc .accordion-button:not(.collapsed){color:var(--cobalt);background:var(--glass)}
.wfw-acc .accordion-button:focus{box-shadow:0 0 0 3px rgba(37,51,154,.25)}

/* beach band */
.beach-band{position:relative;min-height:380px;display:flex;align-items:center;justify-content:center;overflow:hidden;background:var(--cobalt)}
.beach-band img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 70%}
.beach-copy{position:relative;text-align:center;padding:2.5rem 1.5rem;margin:2rem 1rem;border-radius:18px;background:rgba(22,32,112,.55);
  backdrop-filter:blur(3px);-webkit-backdrop-filter:blur(3px);color:#fff}
.beach-copy h2{color:#fff;font-size:clamp(2rem,5vw,3.4rem);margin-bottom:1.2rem;text-shadow:0 2px 14px rgba(0,0,0,.6)}

/* staff */
.staff{background:var(--sand)}
.arch-frame{margin:0;display:inline-block;padding:10px;background:var(--gold-l);border-radius:999px 999px 18px 18px;box-shadow:12px 12px 0 var(--cobalt)}
.arch-frame img{display:block;width:100%;max-width:294px;height:auto;border-radius:999px 999px 10px 10px}

/* insurance band */
.insurance-band{background:var(--cobalt);padding:clamp(3rem,6vw,4.5rem) 0}
.insurance-band h2{color:#fff;font-size:clamp(1.6rem,3.4vw,2.4rem);margin:0}

/* privacy */
.notice{margin-top:1rem;border:1px solid var(--line);border-radius:14px;background:var(--sand);padding:.25rem 1rem}
.notice summary{cursor:pointer;font-weight:700;color:var(--cobalt);padding:.8rem 0}
.notice img{display:block;width:100%;max-width:820px;height:auto;margin:.5rem auto 1rem;border:1px solid var(--line)}

/* contact */
.contact{background:var(--glass)}
.contact-card{background:var(--paper);border-radius:20px;padding:1.5rem;height:100%;border:1px solid var(--line)}
.contact-row{display:flex;gap:1rem;padding:1rem 0;border-bottom:1px solid var(--line)}
.contact-row:last-child{border-bottom:0}
.contact-row i{font-size:1.5rem;color:var(--cobalt);flex:none}
.contact-row strong{display:block;color:var(--ink)}
.big-phone{display:block;font-family:var(--disp);font-size:2rem;font-weight:700;text-decoration:none}
.map-wrap{height:100%;min-height:340px;border-radius:20px;overflow:hidden;border:1px solid var(--line)}
.map-wrap iframe{width:100%;height:100%;min-height:340px;border:0;display:block}
.sign-frame{margin:1rem auto 0;max-width:620px;padding:8px;background:var(--paper);border-radius:16px;box-shadow:10px 10px 0 var(--cobalt)}
.sign-frame img{display:block;width:100%;height:auto;border-radius:10px}

/* footer */
.site-footer{background:var(--ink);color:#c9d0e6;padding:3rem 0 1.5rem}
.site-footer a{color:#fff;text-decoration:none}
.site-footer a:hover{color:var(--gold-l)}
.logo-chip{display:inline-block;background:var(--paper);padding:.6rem .8rem;border-radius:12px}
.logo-chip img{display:block;width:210px;max-width:100%;height:auto}
.foot-links li{padding:.1rem 0}
.foot-bottom{margin-top:2rem;padding-top:1.25rem;border-top:1px solid rgba(255,255,255,.15);display:flex;flex-wrap:wrap;gap:.75rem;justify-content:space-between;font-size:.9rem}
.powered{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.2);padding:.3rem .9rem;border-radius:999px}
.powered i{color:var(--gold-l)}

@media (max-width:991.98px){.side-sticky{position:static}.big-num{font-size:5rem}}
@media (max-width:575.98px){.hero{padding:3rem 0 5rem}.hero-content{padding:1.5rem 1.1rem}.navbar-brand{font-size:1.15rem}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.svc{transition:none}}